List of life insurance products and carriers we offer


We just updated the list of life insurance products and our carriers. If you need help with life insurance solutions or would like to get a quote, please feel free to reach us! We would love to help!!!


These are types of life insurance we offer:

Term
One Year Term
Five Year Term
Ten Year Term
Fifteen Year Term
Twenty Year Term
Twenty-Five Year Term
Thirty Year Term
Return of Premium Term
Survivorship Term
Term/UL

Permanent 
Universal Life
Survivorship Universal Life
Indexed Universal Life
Survivorship Indexed UL
Single Premium Universal Life
Whole Life - Participating
Whole Life - Interest Sensitive/Non-Participating
Survivorship Whole Life
Single Premium Whole Life
High Early Cash Value
Simplified Issue (Individual Life)
Guaranteed Issue (Individual Life)
Accelerated Underwriting Programs  Variable Life
Variable Universal Life
Survivorship Variable UL

Annuities
Fixed Annuities
Rated Age Annuities
Group Annuities
Structured Settlement Annuities
Fixed Index Annuities

Disability Insurance 

Long Term Care 

Other 
Worksite Solutions
412(i) Plan
Loan Rescue
Premium Financing
Proactive Policy Management
Funeral Trust



These are the carriers: 

One Year Term 
American General Life
American National
AXA
Global Atlantic
MetLife Insurance Co. USA
New York Life
Prudential
Security Mutual Life of NY
Transamerica

Five Year Term
Americo Life (impaired risk)
Minnesota Life
New York Life
Securian Life

Ten Year Term
American General Life
American National
American National Life of NY
Americo Life (impaired risk)
Ameritas Life
Assurity Life
AXA
Companion Life (NY)
First MetLife Investors (NY)
Foresters Financial
Global Atlantic
John Hancock (USA)
John Hancock of NY
Legal & General (Banner/William Penn of NY)
Life Insur. Co. of the Southwest
Lincoln Life
Lincoln Life & Annuity of NY
MetLife Insurance Co. USA
Minnesota Life
National Life
Nationwide
New York Life
North American
Principal
Protective Life
Protective Life & Annuity (NY)
Prudential Financial
Securian Life
Security Mutual Life of NY
Symetra
Transamerica
United Of Omaha
Voya ReliaStar Life
Voya ReliaStar Life of NY




Fifteen Year Term 
American General Life
American National
American National Life of NY
Ameritas Life
Assurity Life
AXA
Companion Life (NY)
First MetLife Investors (NY)
John Hancock (USA)
John Hancock of NY
Legal & General (Banner/William Penn of NY)
Life Insur. Co. of the Southwest
Lincoln Life
Lincoln Life & Annuity of NY
MetLife Insurance Co. USA
Minnesota Life
National Life
Nationwide
New York Life
North American
Principal
Protective Life
Protective Life & Annuity (NY)
Prudential Financial
Securian Life
Security Mutual Life of NY
Symetra
Transamerica
United Of Omaha
Voya ReliaStar Life
Voya ReliaStar Life of NY

Twenty Year Term 
American General Life
American National
American National Life of NY
Ameritas Life
Assurity Life
AXA
Companion Life (NY)
First MetLife Investors (NY)
Foresters Financial
Global Atlantic
John Hancock (USA)
John Hancock of NY
Legal & General (Banner/William Penn of NY)
Life Insur. Co. of the Southwest
Lincoln Life
Lincoln Life & Annuity of NY
MetLife Insurance Co. USA
Minnesota Life
National Life
Nationwide
New York Life
North American
Principal
Protective Life
Protective Life & Annuity (NY)
Prudential Financial
Securian Life
Security Mutual Life of NY
Symetra
Transamerica
United of Omaha
Voya ReliaStar Life
Voya ReliaStar Life of NY

Twenty-Five Year Term 
American General Life
Foresters Financial
Protective Life & Annuity (NY)
Transamerica

Thirty Year Term 
American General Life
American National
American National Life of NY
Ameritas Life
Assurity Life
Companion Life (NY)
First MetLife Investors (NY)
Foresters Financial
Global Atlantic
Legal & General (Banner/William Penn of NY)
Life Insur. Co. of the Southwest
Lincoln Life
Lincoln Life & Annuity of NY
MetLife Insurance Co. USA
Minnesota Life
National Life
Nationwide
North American
Principal
Protective Life
Prudential Financial
Securian Life
Symetra
Transamerica
United of Omaha

Return of Premium Term
American General Life
Assurity Life
Prudential Financial
Transamerica
United of Omaha
Voya ReliaStar Life





Survivorship Term 
John Hancock (USA)
Protective Life

Term/UL 
Protective Life

Universal Life 
American General Life*
American National*
American National Life of NY
Ameritas Life
Assurity Life
AXA
Companion Life (NY)*
Foresters Financial
Global Atlantic
John Hancock (USA)*
John Hancock of NY
Legal & General (Banner/William Penn of NY)
Life Insur. Co. of the Southwest
Lincoln Life*
Lincoln Life & Annuity of NY
MetLife Insurance Co. USA
Metropolitan Life (NY)
Minnesota Life
National Life
Nationwide*
New York Life
North American*
Penn Mutual*
Principal*
Protective Life*
Protective Life & Annuity (NY)
Prudential Financial*
Security Mutual Life of NY*
Symetra*
Transamerica*
United of Omaha*
United States Life of NY
Voya ReliaStar Life of NY
Voya Security Life of Denver
*carrier offers products with lifetime guarantees

Survivorship Universal Life 
American General Life*
Ameritas Life
AXA
Companion Life (NY)*
John Hancock (USA)*
John Hancock of NY
Lincoln Life*
Lincoln Life & Annuity of NY
MetLife Insurance Co. USA
Metropolitan Life (NY)
Minnesota Life*
National Life
Nationwide*
New York Life
Principal*
Protective Life*
Prudential Financial*
Securian Life
Security Mutual Life of NY
Symetra*
Transamerica
United of Omaha*
Voya ReliaStar Life of NY
Voya Security Life of Denver
*carrier offers products with lifetime guarantees

Indexed Universal Life 
Allianz Life
American General Life
American National
American National Life of NY
Ameritas Life
AXA
Global Atlantic
John Hancock (USA)
John Hancock of NY
Life Insur. Co. of the Southwest
Lincoln Life
Minnesota Life*
National Life
Nationwide*
North American*
Penn Mutual*
Principal
Protective Life*
Prudential
Securian Life
Transamerica
United of Omaha
United States Life of NY
Voya ReliaStar Life of NY
Voya Security Life of Denver*
*carrier offers products with lifetime guarantees

Survivorship Indexed Universal Life 
Allianz Life
American General Life
AXA
Global Atlantic
John Hancock (USA)
John Hancock of NY
Life Insur. Co. of the Southwest
Lincoln Life
Minnesota Life*
National Life
North American
Penn Mutual*
Prudential Financial
Securian Life
United States Life of NY
*carrier offers products with lifetime guarantees

Single Premium Universal Life
American General Life (financial institution approval needed)

Whole Life - Participating
American National
Ameritas Life
Assurity Life
Foresters Financial
Guardian
Life Insur. Co. of the Southwest
Metropolitan Life
Minnesota Life
National Life
New York Life
Penn Mutual
Security Mutual Life of NY

Whole Life - Interest Sensitive/Non-Participating
American General Life
Assurity Life
AXA
Nationwide
Transamerica
United of Omaha

Survivorship Whole Life
Guardian
National Life
New York Life

Single Premium Whole Life 
Assurity Life
Foresters Financial
Western & Southern

Variable Universal Life 
American General Life*
AXA
John Hancock (USA)
John Hancock of NY
Lincoln Life*
MetLife Insurance Co. USA*
Minnesota Life*
Nationwide*
Principal
Protective Life*
Prudential Financial*
Voya Security Life of Denver*
*carrier offers products with lifetime guarantees

Survivorship Variable Universal Life 
AXA
John Hancock (USA)
John Hancock of NY
Lincoln Life*
Nationwide*
New York Life
Voya Security Life of Denver
*carrier offers products with lifetime guarantees

High Early Cash Value 
AXA
Global Atlantic
Guardian
John Hancock (USA)
John Hancock of NY
Lincoln Life
Lincoln Life & Annuity of NY
Minnesota Life
Nationwide
North American
Penn Mutual
Principal
Protective Life
Prudential Financial
Security Mutual Life of NY
Voya ReliaStar Life
Voya Security Life of Denver

Simplified Issue (Individual Life)  
Assurity Life
Columbian
Companion Life (NY)
Foresters Financial
Gerber Life
John Hancock (USA)
Mutual of Omaha
Nationwide
Transamerica

Guaranteed Issue (Individual Life)  
American General Life (accidental only)
Columbian
Gerber Life
Mutual of Omaha (accidental only)

Accelerated Underwriting Programs
American National
Ameritas
AXA
MetLife Insurance Co. USA
Minnesota Life
Principal
Voya Security Life of Denver

Fixed Annuities 
Allianz Life
American General Life
American Equity
American Equity of NY
American National
Assurity Life
Companion Life (NY)
Delaware Life
Forethought
Great American
Integrity Life
Lincoln Financial
Minnesota Life
National Integrity Life (NY)
Nationwide
New York Life
Penn Mutual Life
Principal
Protective Life
Security Mutual Life of NY
Symetra
The Standard
United of Omaha
United States Life of NY
Voya Reliastar Life of NY
Voya USA Annuity & Life (USG)
Western National Life

Rated Age Annuities 
United Of Omaha
Symetra




Group Annuities 
American General/US Life.
Metropolitan Life
Mutual of Omaha
Principal

Structured Settlement Annuities
EPS Settlements, Inc.
Little, Meyers & Associates, LTD (Referral program)


Fixed Index Annuities
Allianz Life
American Equity
American General Life
American National
Athene
Aviva
Forethought
Great American
Lincoln Financial
Nationwide
North American
OneAmerica
Protective
Symetra
The Standard
Voya USA Annuity & Life (USG)
Western National

Disability Insurance 
Ace Insurance
Assurity Life
Fidelity Security Life
Guardian
Lloyd's of London
Metropolitan Life
Mutual of Omaha
Principal
The Standard

Long Term Care 
John Hancock (USA)
LifeSecure
Mutual of Omaha
Transamerica

Linked-Benefit Products
Forethought
Lincoln Life
Nationwide
New York Life
OneAmerica

Medicare Supplements
Mutual of Omaha

Worksite Solutions
Security Mutual Life of NY

412(i) Plan 
American General Life
American National
Guardian
Lincoln Life
Security Mutual Life of NY

Loan Rescue
American General Life (no maximum)
AXA (75%)
Global Atlantic (50%)
John Hancock USA (no maximum)
John Hancock of NY (net csv plus premium must = the target and continue for 20 yrs)
Lincoln Life (varies by product)
Lincoln Life & Annuity of NY (varies by product)
MetLife Insurance Co. USA
Nationwide
Principal (no maximum)
Protective Life (80%)
Prudential Financial (50%)
United States Life of NY (no maximum)
Voya ReliaStar Life (no maximum)
Voya ReliaStar Life of NY (no maximum)
Voya Security Life of Denver (no maximum)

Premium Financing 
Allianz
American General Life
AXA
Global Atlantic
Guardian
John Hancock (USA)
John Hancock of NY
Life Insur. Co. of the Southwest
Lincoln Life
MetLife
Minnesota Life
National Life
North American
Penn Mutual
Principal
Protective Life
Prudential Financial
Transamerica
Voya

Proactive Policy Management 
John Hancock (USA)
Lincoln Life
Nationwide
Voya

Funeral Trust 
Forethought


If you would like to get a quote or have questions about life insurance, please feel free to reach us! http://www.SFCheapInsurance.com

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