How to find and claim free money and property that belongs to you



The Law requires banks, insurance companies, corporations, and certain other entities to report and submit their customers’ property to the State Controller’s Office when there has been no activity for a period of time (generally three years). Common types of unclaimed property are bank accounts, stocks, bonds, uncashed checks, insurance benefits, wages, and safe deposit box contents.

If the government owes you money and you do not collect it, then it's unclaimed. Further, I will explain where to look for unclaimed money and how you can avoid scams related to unclaimed funds.
So, Where to Look for Unclaimed Money   
Currently, the government does not have one central website for finding unclaimed money by name, Social Security number, or state. To find unclaimed money from the government, you can check a number of sources, such as:
States' Unclaimed Money- Search your state’s listing of unclaimed funds and property ((California: https://ucpi.sco.ca.gov  
Unclaimed Back Wages
  • If you think you may be owed back wages from your employer, search the Wage and Hour Division's database of workers for whom it has money waiting to be claimed. Wage and Hour Division is a part of the U.S. Department of Labor

For Life Insurance your can
  •  Search the U.S. Department of Veterans Affairs (VA) for unclaimed insurance funds that are owed to certain current or former policyholders or their beneficiaries. Note: This does not include funds from Servicemembers’ Group Life Insurance (SGLI) or Veterans’ Group Life Insurance (VGLI) policies from 1965 to the present.  
Retirement
Taxes
  • Tax Refunds – The Internal Revenue Service (IRS) may owe you money if your refund was unclaimed or undelivered.
Banking, Investments, and Currency
  • Search the Federal Deposit Insurance Corporation (FDIC) for unclaimed funds from failed financial institutions.
  • Find unclaimed deposits from credit unions.
  • The Securities and Exchange Commission (SEC) lists enforcement cases where a company or person owes investors money.
  • Also, The Treasury Department will exchange mutilated or damaged U.S. currency.
Mortgages
  • If you had an FHA-insured mortgage, you may be eligible for a refund from the U.S. Department of Housing and Urban Development (HUD). To search the HUD database, you will need your FHA case number
Savings Bonds

Search for Savings Bonds That Stopped Earning Interest – Treasury Hunt allows you to search for bonds issued since 1974 that have matured and are no longer earning interest


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